The loan which they will take out will benefit small microentrepreneurs where Flora is a member.She says that it is the first time that she has been a member of Pro Mujer , she joined after being invited by one of the institution's consultants who visited her at home. Today she has a business selling ice cream; she says that she started this business several years ago with the support of her husband, who already knew the trade.
The loan which she is now taking out is in order to increase her capital for the purchase of essences and a refrigerator - which she will buy in the shops of the city of El Alto - and then after making the ice-cream she will sell it in her retail space. This way of working allows her to generate resources to support her family, as she is married and has three children.
When I ask what she likes about Pro Mujer, she replies that she likes the training offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Flora es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de un asesor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de helados; da a conocer que este negocio lo emprende hace varios años, con el apoyo de su esposo quien ya conocía la forma de venta.
El crédito que ahora sacará es para el aumento de capital (compra de esencias y heladera) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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