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This rural woman's name is Zainab. She is starting her own business buying and selling cattle. Zainab is interested in horned cattle. She has all of the necessities to start and run this business in her region of Qubadiyon. Near her home are several pastures, and she has also stocked up on dry cattle feed. She does not, however, have sufficient capital to buy cattle. She needs to borrow money, and for that reason is asking for a loan. With money from the loan, Zainab plans to buy 15 head of horned cattle to start a new business and provide a new source of income for her family. This loan is very important for her family, because it will help them improve their standard of living.
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Эту сельскую женщину зовут Зайнаб. Она начинает свою деятельность по купле и продаже скотов. Зайнаб интересуется мелкорогатыми скотами. Она имеет все условия для начала и ведения этой деятельности в своем районе Кубадиён. Вблизи ее дома расположено несколько пастбищ, а также она еще и запаслась сухим кормом скота. Однако для купли скота ее начального капитала совсем не хватает. Она нуждается в заемных средствах и поэтому обратилась за кредитом. Зайнаб на сумму кредита планирует приобрести 15 голов мелкорогатого скота, чтобы начать новую деятельность и обеспечить семью новым источником дохода. Этот кредит очень важен для их семьи, так как поможет повысить их благосостояние.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 246
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zainab to purchase 15 head of cattle to start a new business and provide a source of income for her family.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 17, 2014
Apr 26, 2014
Currency Exchange Loss:
Feb 17, 2016