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Update on Leonarda

Leonarda wants to thank all of the lenders for the previous loan, which she used to purchase materials for her handicraft work. With the loan and the income she generated from her new products, she was able to improve her living conditions and start saving towards her children’s education. She is asking once again for another loan for the same business to purchase additional material. She has much demand and has not been able to keep up with the requests and purchase the necessary items. She would like another loan of 700 euros and promises to pay it back on time. She is grateful for the opportunity again.

Previous Loan Details

Leonarda lives in a south western part of Kosovo in a Roma community. She is married and has one child who is a year old. Her husband works in an auto repair shop. For more than 10 years she has worked creating and producing handicrafts. She is very professional and successful in her business and... More from Leonarda's previous loan »

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Leonarda to purchase additional material.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 16, 2014
Apr 23, 2014
Currency Exchange Loss:
Feb 19, 2016
This photo was used before for a previous loan for Leonarda. It was first posted on Kiva on Oct, 2012. Learn More