A loan of $1,225 helped a member to pay for fertilizer and labor costs.


Cooproriz Isabane Gp8 Group's story

Chantal is 26 years old. She is married to a farmer and they both have two children. She has spent five years in the business. She will use her Kiva loan to support labor costs and to purchase fertilizer during rice production. They need to buy fertilizers in order to increase their production. With profits from her farming she wishes to invest in her business so that, in the future, she can acquire machines and tractors to enhance her farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

In this group: Jean Paul, Jean Bosco*, Justin, Jean Baptiste, Francois, Didacienne, Jean Damascene*, Emmanuel, Bernard, Jean Bosco, Agnes*, Olivier, Jacqueline, Clemence*, Gaudence, Colette, Venuste, Innocent, Annet, Philomene*, Josiane, Fidele, Levocathe, Hassan*, Berikimas, Gildas, Vincent, Theogene, Francois, Solange, Pascal, Justine, Marie, Didier, Donatienne, Aloysia, Jean Bosco, Anastase, Violette, Jean Bosco, Petronille*, Eric, Francine, Muhawenimana, Chantal, Annonciatha
*not pictured



Loan details


Lenders and lending teams



Loan details