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Santa Lucia Group
In this Group: Mirian, Juliana, Ramona, Maria, Elena, Susana, Julia, Mabel, Liz, Laura, Luisa, Daysi, Perla, Hipolita, Maria, Petrona, Lourdes, Maria, Cinthia
The group Santa Lucia is in its 23rd loan cycle with the women's committee, where everyone works and helps each other to get ahead. They are doing the poverty elimination survey, where 5 of the women are below the poverty line; that is to say, they should continue fighting to improve their living conditions.

One of the members is Juliana, who in her last survey showed a poverty level within level one. What this means is that she should keep making an effort to improve her living conditions and those of her family through effort and continuous work. Regarding the work that she does, she sells all kinds of products, such as clothing and also costume jewelry. Juliana is also fighting to be able to give her family everything that she was not able to have, and in this way, be able to avoid their being in need. Juliana is requesting this loan for the purchase of clothing, shoes, costume jewelry, etc., which will help her business plan to take shape, helping her to improve her earnings.
View original language description ↓
El grupo Santa Lucia está en su ciclo 23 del programa de comité de mujeres, donde todas trabajan y se ayudan por salir adelante. Están haciendo la encuesta de eliminación de pobreza, donde 5 de las señoras se encuentran por debajo de la línea de pobreza, es decir que deben seguir luchando por mejorar sus condiciones de vida.
Una de las integrantes es la Sra. Juliana, quien en su última encuesta mostró un nivel de pobreza dentro del nivel uno, lo que quiere decir que debe seguir esforzándose por mejorar sus condiciones de vida y la de su familia a través del esfuerzo y el trabajo continuo. Entre el trabajo que ella hace cuenta que se dedica a vender todo tipo de productos, como ser prendas varias y también bijouterie. Juliana está luchando para poder dar a su familia todo lo que ella no pudo tener, y de esa forma poder evitar que pasen por necesidades.
La Sra. Juliana solicita de este préstamo para la compra de ropas, zapatillas, bijouterie, etc., lo que le ayudará a tener a concretar su plan de negocio, el cual le ayudará a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 49
    View loans »
    Paraguay Loans Fundraising
  • $38,032,600
    Funds lent in using Kiva
  • 4,423.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Lucia Group's $5,925 loan helped a member to purchase clothing, shoes, costume jewelry, etc. for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 28, 2014
Currency Exchange Loss:
Aug 17, 2014