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Ivy is 37 years old and lives in Balangasan District, Pagadian City. She is married with three children.

To earn a living, Ivy has a business selling breads, biscuits, cakes, cookies,etc. She earns about PHP 80,000.00 each month doing this type of work. Ivy has requested a loan to buy 10 sacks of flour and margarine, and to buy wood and lumber to be used for an extension to her bakery.

Ivy has been a member of PMPC for almost two years. In the future, she would like to have more branches of her bakery around the country.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 345
    View loans »
    Philippines Loans Fundraising
  • $66,038,225
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Ivy to buy 10 sacks of flour and margarine, and to buy buy wood and lumber for an extension to her bakery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Apr 23, 2014
Currency Exchange Loss:
Apr 17, 2015