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Jehova Es Mi Pastor Group
In this Group: Justina Del Carmen, Yamilett De Los Santos, Lissete Carolina

Update on Jehova Es Mi Pastor Group

The group is made up of three working members, coordinated by Lissete. She is 44 years old, in a relationship, and she makes a living selling citrus fruits in the Masaya market. She does not have the help of anyone else in her business; she deals with buying the citrus fruits and then selling them in the local market, which is why she needs the loan to buy products, mainly lemons and oranges.

The other members are Yamilett, who is 37 years old and sells perishable goods in the local market; and Justina who is 53 years old and sells fruits and vegetables. They are an example of self-improvement.
View original language description ↓
El grupo está integrado por tres socias trabajadoras, coordinado por la señora Lissete de 44 años de edad, acompañada, se dedica a la venta de cítricos en el mercado de Masaya, en este negocio no cuenta con la ayuda de nadie, ella se encarga de comprar los cítricos y luego comercializarlos en el mercado de la localidad, por lo que el crédito lo requiere para la compra de productos como el limón y naranja principalmente. Otras de las socias son las señoras Yamilett de 37 años comerciante de perecederos en el mercado de la localidad y Justina de 53 años comerciante de frutas y verduras, ellas son un ejemplo de superación.

Previous Loan Details

The group has three microentrepreneur members. One of them is a woman named Lissete, who is 43 years old. She has been selling fruit in a market in Masaya for the last 10 years. She and her dad look after the business and customers. She has been with the institution for 10 years. The loan she ha... More from Jehova Es Mi Pastor Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 27.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Jehova Es Mi Pastor Group's $2,525 loan helped a member to buy lemon and orange harvests.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 25, 2014
Currency Exchange Loss:
Dec 17, 2014