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Virgen Asunta Oyara Group
In this Group: Juana, Santiago, Cipriano, Benedicto, Toribio, Juan, Mariano, Cirilo, Lucho, Jorge, Mauro
The members belong to the communal bank “Virgen Asunta Oyara”. This bank is located in the district of Vilcabamba, which belongs to the province of La Convención in the department of Cusco.

The member is Juana. She is 45 years old and has a partner. She has a business which sells and raises animals. She also has a plot of land, where she grows plantains and coffee, and she also breeds guinea pigs and hens, which she fattens up and sells at the different fairs and markets. Juana manages to provide for her children through this small business. Her dream is to have a permanent store where she can sell her guinea pigs and hens. She is requesting the loan in order to purchase guinea pigs and hens, as well as animal feed.

The members whose photos are attached to the group photo obtained permission to have their photos taken after the meeting due to work reasons.

The other members make a living from agriculture, fruit sales, a grocery store, and food sales.

Juana is grateful to those who become part of her dream on this platform and she is committed to making her repayments on the dates stipulated.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN ASUNTA OYARA”; Este banco se ubicada en el distrito de Vilcabamba, perteneciente a la provincia de La Convención y departamento de Cusco.

La socia es la Sra. Juana ella es conviviente y tiene 45 años; La socia trabaja en su negocio de venta y crianza de animales y también la socia tiene un terreno donde cultiva platanos y café y también la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias y mercados, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes y gallinas y alimentos para los cuyes y gallinas.
Los socios que estan pegados a la foto grupal se les tomo la foto despues de la reunion porque pidieron permiso por motivos de trabajo.

Los otros socios se dedican al negocio de agricultura, negocio de venta de frutas, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Asunta Oyara Group's $3,300 loan helped a member to buy animal feed, guinea pigs, and hens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 22, 2014
Apr 27, 2014
Currency Exchange Loss:
Oct 22, 2014