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Karla Banessa
Mrs. Karla Banessa U. P. is 31-years old and lives in the town of Ticuantepe, with her husband and child who is studying in secondary school. Her husband works as a bus driver for the urban routes in the capital city of Managua. Karla is dedicated to her business of selling new and used clothes and thus far it is going well, with the money her husband has given her. With this loan she would like to buy an inventory of clothes for both children and adults. In the future, she dreams of owning her own store where she can offer her customers a variety of products, and attract more clients. She would also like to make home improvements and support her children’s education.
View original language description ↓
La señora Karla Banessa U. Pérez tiene la edad de 31 años, habita en el Municipio de Ticuantepe, junto a su esposo e hijo los niños están estudiando la secundaria, su esposo trabaja desempeñándose como conductor de las rutas urbanas de la capital de Managua. Mientras ella se dedica a su negocio que es la venta de ropa nueva y usada tiene más de quince años de experiencias en las ventas de ropa, lo cual hasta ahora le ha ido bien, inicio con dinero propio que su esposo le dio. Con la solicitud de préstamos es para comprar inventario de ropa variada para niños y adultos. A futuro sus sueños es llegar a tener un tienda en la cual pueda ofrecerle al cliente las variedades de productos, a si como captar mas clientes, y hacer mejoras a su vivienda, como apoyar en los estudios a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 20.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Karla Banessa to buy children and adult clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 3, 2008
Oct 20, 2008
Currency Exchange Loss:
Dec 15, 2009