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Oimkhol is a 50 year old resident of the Qubadiyon district. She is married and a mother. Oimkhol's husband works with their son in Russia. They left to work abroad because of the lack of jobs in their homeland. Oimkhol raises livestock in Qubadiyon. She has three animals. She has kept livestock in their farm yard for many years. Over time she has collected skill and experience in animal husbandry, and she'd like to apply her knowledge in this area to a business. She is starting her business in the buying and selling of cattle. Oimkhol will buy them at the Sharituz district market, and after fattening them, re-sell for a profit. To start this business she must have the funds to buy the animals. She decided to take out a loan and begin the business.
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Оимхол 50 летняя жительница района Кубадиён. Она жена и мама. Муж Оимхол с сыном работают в Российской Федерации. Из-за отсутствия рабочих мест в родных краях они уехали на заработки. Оимхол в Кубадиёна занималась животноводством. У нее есть три скотины. Оимхол на протяжении многих лет держала скотном дворе скотин. За столь время она набралась немало опыта и навыков в деятельности животноводства и хочет все свои знания в этой области вложит в бизнес. Она начнет бизнес в сфере купли продажи крупнорогатых скотин. Оимхол будет закупать их с рынка района Шахритус и после откорма перепродать их с наценкой, но для начала данного бизнеса ей необходимы средства на которые она купит скотин. Она решила взять кредит и начать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 231
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Oimkhol to buy livestock in order to start an animal husbandry business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 14, 2014
Apr 26, 2014
Currency Exchange Loss:
Apr 17, 2016