A loan of $2,700 helped a member to buy materials such as iron corrugated sheets, nails, cement, etc. to construct a house.


Emmanuel Paul's Group's story

Salone Microfinance Trust (SMT), a partner of Kiva.org based in Makeni, northern Sierra Leone, is very pleased to present to you this group of teachers from Koidu, a city in eastern Sierra Leone. This group of teachers has come to SMT to apply for a loan of SLL 11,500,000 for the entire group. With the help of this loan, they are being empowered to meet their most immediate and most pressing financial challenges. And at the end of each month, they can easily repay the loan, using their monthly salaries. Their school’s bursar is directly responsible for doing the deductions and making the repayments on their behalf.

Emmanuel, 53 years old, is the featured leader of this group. A native of Gbondu, he is married to a trader and has 7 children who are attending primary and secondary schools. Emmanuel has been a school teacher for 30 years. He has requested this loan in order to buy house building materials such as iron corrugated sheets, nails, cement, etc. for the construction of a dwelling house.

Also included in the photo (second from left) is loan officer, Alpha, posing with the borrowers.

In this group: Emmanuel Paul, Tamba Desmond, Stephen A., Tamba P.



Loan details


Lenders and lending teams




Loan details