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12  Đông Sơn Group
In this Group: Hoa, Vân, Hòa, Nhung, Tân, Hoa, Hạnh, Hoa
Hoa has a business sewing clothes. She has been involved in this business for 3 years. She is requesting a loan to purchase cloth to sew clothing to sell.

Hoa is 36 years old, married, and has 2 children. She lives in Thanh Hoa city, a urban town in Thanh Hoa province.

Hoa is the group leader of the 01.05.12 Đông Hải solidarity group, which consists of 8 members.

In 2013, Hoa joined Thanh Hoa Fund for Poor Women to improve her business. Hoa has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women.

The main hardship that Hoa faces in her business is the lack of capital.

With her business profit, Hoa hopes for her family to be healthy and happy, for her business to do well, and for her children to do well in school.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 70
    View loans »
    Vietnam Loans Fundraising
  • $17,284,100
    Funds lent in using Kiva
  • 21,075.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 12 Đông Sơn Group's $3,225 loan helped a member to purchase cloth to sew clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2014
Apr 20, 2014
Currency Exchange Loss:
May 17, 2015