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Guljahon is a cheerful and sociable young woman. She is married and has three wonderful children. Guljahon has a friendly family. Guljahon's husband is a repairman. He has seasonal repair work. In addition, he raises livestock at home, breeding cattle. Guljahon herself is a master of all trades. She is very hardworking and determined. Guljahon cooks traditional, national sausages at home for sale. Guljahon's product is so tasty, and he brings them to the grocery market and sells them wholesale. But this is not her main work; in addition to preparing national sausages, she also trades at the market.

Guljahon sells children's clothing. She began her own business not long ago, and previously sold vegetables, but eventually moved to selling children's clothing. Guljahon transports children's things from the city. With the onset of spring, Guljahon must bring seasonal spring articles. Since winter was cold, trade was also a bit frozen and of course turnover decreased. In order to buy goods, Guljahon needs money and therefore she put in a loan application in hope that the organization Arvand would support her and provide services in a timely manner.

All her aspirations and perseverance are for the sake of her family's well-being. She dreams that her children will grow up healthy and will live in prosperity.
View original language description ↓

Гулжахон веселая общительная девушка. Она замужем. Имеет троих прекрасных детей. У Гулжахон дружная семья. Муж Гулжахон мастер. Он по сезону ремонтирует дома. Кроме этого он еще дома занимается животноводством, разводит мелко рогатый скот. Сама Гулжахон мастерица на все руки, она очень трудолюбивая и целеустремленная. Гулжахон дома приготавливает традиционные, национальные колбасы на продажу. У Гулжахон такое произведение очень вкусно получается, она их отвозит в продуктовый рынок и раздает по оптовой цене. Но это не основная работа Гулжахона, кроме приготовление национальной колбасы она еще торгует на рынке.
Гулжахон продает детскую одежду. Она свой бизнес недавно начала, раньше она торговала овощами. Но со временем перешла к торговле детской одежды. Гулжахон детские вещи привозит с города. С наступлением весны Гулжахон должна привести сезонные весенние вещи. Так как зима была холодной , торговля тоже немножко замерла и конечно же товарооборот уменьшилось. Для покупки товара Гулжахону нужны денежные средства, поэтому она подала заявку на кредит в надежде, что организация Арванд поддержит её и своевременно предоставит свои услуги. Все ее стремление и упорства ради благополучие семье. Она мечтает, чтоб ее дети росли, здоровы и жили в достатке.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Guljahon to buy children's clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2014
Apr 24, 2014
Currency Exchange Loss:
May 17, 2015