A loan of $3,275 helped a member to purchase wholesale plastic bags.

Flor Y Cielo Group's story

The "FLOR Y CIELO" [Flower and Sky] Communal Bank consists of eight members, and has a Board of Directors headed by Señora Cipriana. The members run businesses that include two grocery stores and sales of cell phones, clothing, hats, and cosmetics. Flor y Cielo is about to start its first loan cycle with Pro Mujer [Pro Woman], and works with the organization's German Busch Regional Office.

The loan that the Flor y Cielo members are applying for will benefit their small businesses, including Señora Cipriana's business selling plastic bags. Señora Cipriana started the business herself after observing extensive sales of plastic bags. She states that she joined Pro Mujer four years ago at the invitation of her sister-in-law, who is a Pro Mujer member.

Señora Cipriana will use the funds from this loan to increase her working capital for the wholesale purchase of plastic bags from distributors. She will then sell the bags to order. Señora Cipriana is married and the mother of five children, and her business allows her to earn income to support her family.

Asked what she likes about Pro Mujer, Señora Cipriana notes that the organization offers health care.

In this group: Cipriana Justina, Victoria, Yola Teresa, Basilia , Daniela Stephani , Ybeth, Alex , Bertha Vicenta

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Translated from Spanish by Kiva volunteer Stephen Volante

Loan details

Lenders and lending teams

Loan details