Check out other loans that are currently fundraising!
Patrick is a businessman in Nairobi where he runs a small hotel business. He was born and raised in Kangema, a small town on the outskirts of Nairobi, but moved to Nairobi to start his business. He has seven children who live with him.

In a bid to look for ways of getting additional income, Patrick learned about the Fresh Life Franchise and thought it would be wise to invest in the Franchise. Since he is also a village chairman, he hopes that the Franchise will contribute to the community's development by improving the sanitation standards. He seeks a loan to help him purchase and run two Fresh Life Toilets.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.


About Kenya

  • $1,800
    Average annual income
  • 565
    View loans »
    Kenya Loans Fundraising
  • $49,708,225
    Funds lent in using Kiva
  • 86.9
    Kenya Shillings (KES) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,150 helped Patrick to purchase and run two Fresh Life Toilets.
95% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 9, 2014
Apr 20, 2014
Currency Exchange Loss: