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Zaruhi was born and lives in the village Vedi which is in the Ararat region. Zaruhi has two children: a 19-year-old daughter and a 23-year-old son.

The whole family is engaged in farming activities. They breed pigs and piglets and also own arable land where they cultivate tomatoes and grow fruit trees.

Zaruhi requested this loan of $1500 to be able to improve her farm. The grape orchard that the family has is very old. Therefore, Zaruhi asks this loan to be able to purchase wires for the grape orchard. The loan will also be used at purchasing fertilizer for land cultivation.

Zaruhi and her whole family will be very grateful if lenders support their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Zaruhi to pay for wires for grape orchard and fertilizer for land cultivation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 20, 2014
Currency Exchange Loss:
Oct 17, 2014