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Jouhaina is a 31-year-old married mother of two children who has been working selling children's clothes and shoes for the past ten years. At the beginning, she was an employee in a clothing shop, but she developed herself quickly to become the owner of the same shop after one year. In 2010, she established her own business to help and support her beloved husband in earning their living.

Jouhaina is acquiring her second loan cycle from Kiva's field partner, Al Majmoua, in order to increase her business merchandise with newly-released special spring and summer collections. Jouhaina is well known in her region with special talents in her domain and impressive customer service. She works hard and wishes to expand her business and diversify her products in the near future to improve her family's socioeconomic situation.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 89
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • 1,510.5
    Lebanon Pounds (LBP) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Jouhaina to increase her business merchandise with newly-released special spring and summer collections.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 20, 2014
Currency Exchange Loss:
Jul 17, 2015