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Ofelya runs a farm. She keeps five cows and has four colonies of bees. Ofelya also cultivates barley and sells the gathered harvest in local markets. Besides her farming activities, Ofelya also teaches at a local village school.

She lives with her husband and son, who is an army officer.

Ofelya has requested this loan of USD 3,000 to purchase necessary farming supplies. She plans to buy fertilizer and seeds, and hire workers for land cultivation. The loan will be a huge support for Ofelya to improve her farm and she hopes for lenders' support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Ofelya to pay for fertilizer and seeds, and hire workers for land cultivation.
95% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 19, 2014
Currency Exchange Loss: