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Ndèye Gnagna
Ndèye Gnaga is a retailer who works in cosmetics sales. She has five years of experience and is asking for a loan for 300,000F in order to buy cosmetic products such as body lotions, oils, soaps, etc. She will then resell these products to her clients.

She helps her husband with the management of the daily expenses and with her children’s schooling fees. She starts her day at 9 am and ends her day at 5 pm.

In the future, she would like to grow her boutique and diversify her products. She would like to increase her revenues and save her profits so that she can improve her family's living conditions.
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Ndèye Gnaga est une femme qui est une promotrice et évolue dans la commercialisation des produits cosmétiques. Elle a une expérience de plus 5ans dans cette expérience et demande ce crédit d’un montant de 300.000F pour acheter des produits cosmétiques comme les laits de corps, les huiles de beauté, les savons etc.. pour ensuite les revendre à ses clients. Elle aide son mari dans la gestion des dépenses quotidiennes et les frais de scolarité de ses enfants. Elle commence sa journée à 9h pour la terminer à 17h. A l’avenir elle souhaite élargir sa boutique et diversifier les produits. Elle veut aussi augmenter ses revenus et épargner ses bénéfices ainsi elle pourra améliorer les conditions de vie de sa famille.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,259,000
    Funds lent in using Kiva
  • 474.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD