Teresa De Jesús
Update on Teresa De JesúsTeresa is 71 years old and did not attend school due to a lack of schools when she was growing up, so she didn’t’ have access to education. She is married and her husband is a farmer; he takes the basic grains home. They have children but they no longer live at home and have their own lives now. No one else lives with them.
She cares for the home and has done so all her life. Her mother taught her everything about caring for the home, the animals, and her marriage and she keeps this knowledge. She doesn’t have any other activities and her children help her with her expenses.
She is asking for this loan to improve her home and buy building materials such as sand, iron bars, cement, and pay for labor so she can have a more dignified home in which to live. She will accomplish this through her building project.
Her dream is to be able to have a dignified home that she can leave to her children and she hopes that her children will keep the knowledge that she has taught them since they were young.
Se dedica a los oficios domésticos, desde toda su vida se a dedicado al hogar, su mamá fue la que le enseño todo lo relacionado al cuido de la casa animales y su matrimonio, por lo que hasta hoy conserva esa enseñanza, no tiene más actividades a las que se dedique, por hoy son sus hijos los que la sostiene con los gastos.
El préstamo que esta solicitando, es para el mejoramiento de su vivienda, comprara todos los materiales de construcción arena, hierro, cemento y la mano de obra, el mejoramiento será el tener una casa más digna donde vivir. La necesidad satisfecha es el poder realizar su proyecto de construcción.
Los sueños que tiene son el poder tener una vivienda digna donde al fallecer le quede a sus hijos, espera que sus hijos sigan las buenas enseñanzas que desde pequeños les inculco.
Previous Loan DetailsTeresa is 71 years old. She has a partner and three children, but they are now independent adults. Currently living with her are her partner and one 18-year-old grandson. Teresa makes a living doing agriculture work, which gives her food to eat and a product to sell. She is applying for a l... More from Teresa De Jesús's previous loan »
More information about this loan
This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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