Perlitas De Franz Tamayo Group
The loan will benefit all these micro-entrepreneurs amongst them Rosa. She says that she joined Pro Mujer when a promoter from the institution came and visited her in her house. She has a business selling vegetables. She learned this from her parents as since she was young she helped with the family business.
The loan that she is taking is to increase her working capital, buying vegetables wholesale. She will purchase them in the traditional markets of the city of El Alto and then sell them in her commercial space. This form of work allows her to generate the resources needed to support her family as she lives with her common-law husband and has 4 children. When asked what she liked about Pro Mujer she replied that she liked the savings and health services that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que este negocio lo aprendió de sus padres, ya que desde niña ella apoyaba en el negocio familiar.
El crédito que ahora sacará es para el aumento de capital (compra de verduras por mayor) que adquirirá de los mercados tradicionales de la cuidad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid