Jane is a 31-year-old married woman. She has 2 children, ages 6 years and 9 years. She describes herself to be good. Jane operates a tailoring shop where she makes clothes for sale. She has been involved in this business for 7 years. Her business is located in a busy and strategic place and her primary customers are good. Jane describes her biggest business challenge to be low capital. She will use the 20,000 KES loan to buy more stock of tailoring materials. Her business goal is to expand within 5 years. She hopes that in the future, she will improve her standard of living. This is her first loan with SMEP DTM.