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Azer was born in year 1963. He is married with three children; one of them is studying at first course of medical college, another is going to eleventh class and preparing for the university, and the little child is 14 years old who is also going to school. Azer’s wife is a literature teacher at the same school.

The family is living in Baku region, but they are from the the city of Fuzuli. So over 20 years, they have been an IDP-Internally Displaced Persons. Azer has been in a taxi driver business for 15 years.

Today, Azer wants to repair the car’s motor, and for this reason, Azer has applied to Komak company. He needs 700 Azerbaijan New Manat (AZN). For help, he says thanks to all lenders of Kiva organization.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,888,475
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Azer to repair the car’s motor.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 18, 2014
Currency Exchange Loss:
Feb 17, 2015