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Tien's Group
In this Group: Tiến, Khay, Hà, Hoài
Mrs Tien, 43 years old, is Thai ethnic person. Because of not having knowledge on science and technology, every year her family can only buy chemical fertilizers for coffee and maize. In recent years, she also participates in training course on use of organic fertilizer for soil improvement.

But, since there are no conditions to buy organic fertilizers for almost twice the price of expensive chemical fertilizers. So, her family wants to borrow some money to buy fertilizers for next season.

Tien thought she has to try hard in working to earn money to pay for the institution. She will regularly encourage and mobilize people to transform thinking and gradually abandon the habit of using chemical fertilizers, switching to organic fertilizers for soil improvement and help protecting clearer environment.

Tien lives with her husband and 2 children. She has been participating in the credit and saving program since January in 1996 and is the leader of group with 4 member.

Additional Information

About M7-MFI:

M7-MFI is a microfinance institution in Vietnam that is focused on serving poor women and ethnic minorities in the northern part of the country.

Serving more than 21,000 clients, M7-MFI provides savings and loan programs for a number of catalytic areas including vulnerable populations, education, disaster recovery, and water/sanitation. In addition, the organization regularly provides gender education and business consulting services, and builds homes for low-income clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 67
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 21,075.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Tien's Group's $2,850 loan helped a member to buy fertilizers for next season.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 8, 2014
Apr 20, 2014
Currency Exchange Loss:
Aug 17, 2015