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Penina is a 41 year old married woman who has one child. She describes herself as a visionary and determined.

Penina operates a beauty salon where she offers hair dressing services. She has been involved in this business for six years. Her primary customers are individual clients. She describes her biggest business risk as economic challenges.

Penina will use the Kes 60,000 loan to buy beauty products for use in the salon. Her business goal is to have a large scale business within five years. She hopes that in the future, she will be successful. This is her third loan with SMEP DTM. Her previous loan was repaid successfully.

About Kenya

  • $1,800
    Average annual income
  • 876
    View loans »
    Kenya Loans Fundraising
  • $46,969,425
    Funds lent in using Kiva
  • 86.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Penina to buy beauty products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2014
Apr 18, 2014
Currency Exchange Loss:
Apr 17, 2015