A loan of $1,050 helped a member to buy iron to expand her husband's blacksmith business.


Kosar Irshad Masih's Group's story

Kosar baji is the wife of I. M. and lives in a small area named Bund Road in the city of Lahore, Pakistan. She owns a two-room brick house and has been living in it for the last 25 years. She is the mother of three sons. None of her sons got an education. They all are working in a factory. Kosar baji's husband is a blacksmith and makes different things, such as iron boxes and door locks. He has been in this profession for the last 25 years. Kosar baji is a sweeper in a local school in her community. She has been working in this school for the last two years. She successfully repaid her previous two loans from Asasah (a microfinance institute of Pakistan and a Kiva Field Partner). Now she is applying for a loan to buy iron to expand her husband's business.



Kosar baji is joined in her loan group by a few more members. Shaheen baji wants a loan to buy a buffalo for her milk business. Shaila baji wants a loan to buy more clothes to resell. Sofia baji wants a loan to repair an auto-rickshaw (a local three-wheeled motor vehicle). Mafia baji wants a loan to buy more seasonal fruits to resell.



This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

In this group: Kosar, Shaheen, Shaila, Sofia, Mafia


Loan details


Lenders and lending teams



Loan details