Margaret is a married woman. She has 3 children. She describes herself as spiritual. She operates a food stall where she cooks food to sell. She has been involved in this business for 12 years. Her business is located in a slum area and her primary customers are local residents. She describes her biggest business challenge as low sales during rainy season. She will use the 20,000 KES loan to buy wheat flour. Her business goal is to expand within 5 years. This is her first loan with SMEP DTM.