A loan of $225 helped to pay for spare parts and maintenance of their jeepney unit.

Rosalie's story

This is Rosalie, 43, a resident of Dasmariñas, Cavite, Philippines. She is married to Joselito, a driver, and they have children. She and her husband are managing their household while operating the business. They are working hand-in-hand to provide income for their everyday expenses.

Rosalie owns and oversees operations of their jeepney (see footnote) transportation business. She has one jeepney unit (14-16 person capacity), which is paying *boundary (daily quota) each day. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 1,000 every day.

To help her continue operating her business, she is requesting a PHP 10,000 loan. She will be utilizing the loan to buy spare parts and for the maintenance of her jeepney unit.

Rosalie hopes to expand her business and dreams of having a happy family. She meets up with her co-fellowship** members to share stories of her life and business every week and where she can also draw strength and inspiration from the Word of God she studies.

Curiously, jeepneys have purely American origins. Jeeps were first used by American soldiers helping the Philippines throw off the invading Japanese. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn, and modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for everyday travel, and cheap enough to buy and maintain. Now, the jeepneys are one of the things that makes the Philippines truly the Philippines.

*In the boundary system, the driver pays the jeepney owner a fixed amount (the “boundary”) for driving a passenger vehicle for 12 hours. It is as if the driver is renting the vehicle. What he earns from passenger fares above the “boundary,” minus what he paid for the gas and oil, is his take-home pay.

** All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

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