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Karla Osiris
Karla, 21, lives in a civil union with her husband and lives in the town of Choloma, Cortes. Two years ago, she started her own business in selling all types of sandals for women. She sells in front of a factory.

She is requesting a loan for 10,000 HNL to invest in buying beach sandals to sell this summer. Her plan is to grow her business and improve her quality of life.
View original language description ↓
Karla, tiene 21 años de edad, vive en unión libre con su esposo y reside en el municipio de Choloma, Cortes. Tiene dos años de haber establecido su propio negocio de venta de sandalias para damas de todo tipo. Las ventas las realiza enfrente a una maquila. El préstamo que solicita es por 10,000 lempiras y los invertirá en la compra de un lote de sandalias tipo playera, para vender en la temporada de verano. Su plan es poder crecer con el negocio y mejorar su condición de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.


About Honduras

  • $4,800
    Average annual income
  • 59
    View loans »
    Honduras Loans Fundraising
  • $9,392,450
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Karla Osiris to buy a batch of beach sandals to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 25, 2014
Currency Exchange Loss:
May 17, 2015