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Adelante Cocachacra Group
In this Group: Elizavet Carmen, Karina Rubi, Geny Eulalia, Nataly Liset, Cristina, Arturo Francisco, Pablo Juan

Update on Adelante Cocachacra Group

Carmen, 48, is single and has two adult children. She makes a living in agriculture. From a very young age, she has cultivated fruit, tuna, apples, avocados, and custard apple. On the weekends, she offers domestic services. This allows her to financially support her family. She will invest the loan into buying fertilizer to improve the quality of her crops. She serves as treasurer in the Adelante Cocachara group. The group is grateful to Kiva lenders for the loans they provide. In the photo, Carmen is the one sitting.
View original language description ↓
Carmen tiene 48 años de edad es soltera con dos hijos independientes. Ella se dedica a la agricultura desde muy joven cultiva frutas tuna manzana palta chirimoya. Y los fines de semana presta servicios domésticos. Es de esta manera que puede apoyar económicamente a su familia. El crédito lo invertirá en la compra de fertilizante para mejorar la calidad de sus cultivos. En el grupo “ADELANTE COCACHACRA” cumple la función de tesorera. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Carmen es la que se encuentra sentada.

Previous Loan Details

The members of the “Adelante Cocachacra" group are in their third loan cycle. Nataly is 29 years old, single and has two dependent children. She is devoted to running her store, which she opened with a great deal of effort, where she sells products such as rice, sugar, oil, drinks and candy. Year... More from Adelante Cocachacra Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Adelante Cocachacra Group's $3,250 loan helped a member to buy fertilizer to improve her crop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 11, 2014
Apr 25, 2014
Currency Exchange Loss:
Sep 17, 2014