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There is a woman named Denis, who is humble inside and out. She is a very caring person, she is sociable, and she is very responsible. She was living very happily, but she met a person whom she went to live with for a time. However, it did not go well for her because this person did not treat her in the best way and they had many problems. Apart from that, her sister passed away from a very serious disease and a short time later, she learned that her husband had been unfaithful.

All of these problems led Denis to enter a shaky emotional state, but she then remembered that she has two beautiful children who are the most precious gift God has ever given her. With time, she recovered and she went to live on her own with her children in a new apartment, leaving everything behind and beginning a new life.

Denis met a person who ran a business very similar to a pharmacy and this made Denis realize that she wanted to study pharmaceutical services. In the future, she can see herself running her own business: a pharmacy of her own that her children can help her manage. She also wants to help other people with this dream.

She needs a loan from Kiva because she is a single mother with two children and the costs of maintaining her home and supporting her children do not allow her to set aside much money for savings and she does not have enough savings to cover her tuition payments. If she is granted a loan, she can save some of her money, which she can use for tuition costs and home expenses.
View original language description ↓
Existe una mujer llamada Denis, humilde tanto por dentro como por fuera, ella es una persona muy cariñosa, sociable y muy responsable, ella vivía muy feliz, pero conoció a una persona con la cual se fue a vivir un tiempo, pero no le fue muy bien, ya que esa persona no la trato de la mejor manera y tuvieron muchos problemas, aparte de eso la hermana falleció de una enfermedad muy grave y al poco tiempo se enteró que el esposo le había sido infiel, todos esos problemas hicieron que ella entrara en un estado emocional un poco mal, pero después ella se dio cuenta que tenía dos hermosos hijos que eran lo más hermoso que le había regalado Dios, con el tiempo ella se fue recuperando y después ella se fue a vivir sola con los dos hijo en un apartamento dejando todo atrás y empezar una nueva vida, después ella conoció una persona que tenía un negocio el cual era muy familiar con la farmacia y es por eso que ella se decide a estudiar servicios farmacéuticos.

En un futuro ella se ve con el propio negocio, la farmacia propia con los hijos administrándola y así también ayudar a otras personas con ese sueño.

Ella necesita del convenio con kiva ya que es una mujer madre soltera con dos hijos y los gastos que ella tiene en el hogar más los hijos no le dejan mucho dinero para que ella pueda ahorrar y pagar las cuotas con el valor normal que ella necesita, si ella le dan el convenio de kiva se puede ahorrar un dinero que puede utilizar en gastos del estudio o que necesite en el hogar.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 286
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,919.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Denis to pay for one semester's tuition costs.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 5, 2014
Apr 25, 2014
Currency Exchange Loss:
Jul 24, 2014