In the last few years, he has improved his coffee production and his goal is to increase his land dedicated to the cultivation of coffee in order to improve his earnings. Currently, he is requesting a loan to purchase agricultural inputs in order to guarantee the health of his 2.1 hectares of coffee and to assure a good harvest this season. This would permit him to increase his earnings and better provide for his family.
En los últimos años ha mejorado su producción de café, y su meta es aumentar el área de cultivo de este rubro para mejorar sus ingresos. Actualmente, está solicitando un crédito para la compra de insumos agrícolas a fin de garantizar la nutrición de 2.1Ha. de café, y asegurar una buena cosecha para el ciclo actual, que le permita incrementar sus ingresos y darle mejores condiciones a su familia.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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