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Fallchas De Ausangate Group
In this Group: Aniceta, Saddam, Herminia, Flora, Marilia, Felipa, Rosalia, Ruperta*
* not pictured
These members have belonged to Asociación Arariwa's Fallchas de Ausangate Communal Bank for several years now and it is going very well for them. They live in the district of Ocongate in Quispicanchis Province, south of the city of Cusco.

Aniceta is 52 years old and she works in farming, livestock, and breeding small animals, such as guinea pigs. She has several cultivated plots where she grows potatoes, broad beans, wheat, barley, and other things. She is a very enterprising and hardworking woman who gets her family ahead. She currently needs a loan to buy seed and guinea pigs.

The other bank members work in farming, livestock, and breeding small animals, selling handicrafts, and running a grocery store. The bank members thank those who are a part of this dream through this medium and they promise to make their payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “Fallchas de Ausangate” de la Asociación Arariwa desde hace varios años atrás y les va muy bien, ellos viven en el distrito de Ocongate de la Provincia de Quispicanchis al sur de la ciudad del Cusco.

Aniceta tiene 52 años y se dedica a la agricultura, ganadería y crianza de animales menores como cuyes, ella tiene varios terrenos de cultivos donde siembra papa, habas, trigo, cebada y otras cosas mas, ella es una mujer emprendedora y trabajadora que saca adelante a su familia. En esta oportunidad requiere el préstamo para comprar semillas y cuyes.

Los otros socios se dedican al negocio de agricultura, ganadería y crianza de animales menores, venta de artesanías y negocio de tienda de abarrotes. Los socios agradecen a quienes forman parte de este sueño mediante este medio y se comprometen a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Fallchas De Ausangate Group's $4,675 loan helped a member to buy seed and guinea pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 25, 2014
Apr 24, 2014
Currency Exchange Loss:
Dec 18, 2014