Check out other loans that are currently fundraising!
Brenda Mayency
Brenda is 24 years old and lives in her own home with her mother and her 4 year old daughter. Brenda sells clothing and beauty products. She has been selling in the central market for the past 5 years. Thanks to her charisma and experience she has many customers that every day prefer her products more. This business is the principal source of Brenda's income so she has decided to seek a loan from FUSAI in order to invest in her business and buy at wholesale clothing and beauty products (skirts, blouses, pants, lotions, creams, makeup, etc.). She hopes to be able to depend on this financing and in this way be able to meet a growing demand that will enable her to increase sales and income while at the same time maintaining her quality of life and that of her family's.
View original language description ↓
Brenda tiene 24 años de edad y habita en casa propia junto a su madre y su hija de 4 años de edad. Brenda se dedica a la comercialización de ropa y productos de belleza. La venta la realiza en el mercado central de su localidad desde hace 5 años. Gracias a su carisma y experiencia cuenta con muchos clientes que cada día la prefieren más. Este negocio es la principal fuente de ingresos de Brenda por lo que ha tomado la decisión de solicitar este crédito a FUSAI para invertir en su negocio en la compra mayor inventario de ropa y productos de belleza( faldas, blusas, pantalones,lociones, cremas, maquillaje, etc.) Espera poder contar con este financiamiento y a sí poder satisfacer una mayor demanda que le permita aumentar las ventas e ingresos y al mimo tiempo sus condiciones de vida y las de su familia.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Brenda Mayency to buy clothing and beauty products such as skirts, blouses, pants, lotions, creams, makeup, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 24, 2014
Currency Exchange Loss:
Feb 20, 2015