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This is Amara K.. Amara. 25, was born in Kabala. He is single with no children. Amara is a business man who sells soaps, batteries, milks, drinks, and cassettes tapes. Some people also come to Amara to charge their mobile phones for a fee. He has been in this business for the past two years. Amara is requesting a loan of Le 4,000,000.00 ($1200 USD) to add goods to sell in his business.

Previously, he received a loan of Le 3,500,000.00 from Kiva through SMT. That loan was of great help to him. It enabled him to expand his business because€" he was only selling tapes, but now he has a shop full of items.

Amara can now travel as far as Freetown (285 miles from Kabala) to buy the goods he sells. Freetown is the only place in Sierra Leone where he can get access to goods at a fair price.

Amara uses the profit to improve his living condition and reinvests the rest back into the business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 2,930.0
    Sierra Leone Leones (SLL) = $1 USD