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Anar and his wife have been married for 8 years and have two children. The oldest is 6 years old and attends the first class of school. His 4 year-old daughter goes to kindergarten.

Anar is an IDP (Internally Displaced Persons) from Fuzuli and now lives in Baku region with his family. Anar’s wife is a housewife and therefore all needs of the family are provided by Anar.

Anar is a master construction worker. He hangs wallpaper, plasters, and completes other construction tasks. He has 9 years experience and does quality work. Anar has a lot of customers.

He wants to support his business with a 1,300 AZN loan to buy construction materials. He is thankful to Kiva organization and all lenders for their help. In the future, he wants to hire an assistant.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Anar to buy construction materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 16, 2014
Currency Exchange Loss:
Feb 17, 2015