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Freydell Silonem
Freydell R. originates from the municipality of Condega where she has worked hard for many years to maintain her home.

More recently, her efforts have increased. She is dedicating more time to her work in order to raise her 2 children in decent living conditions. To that end, she turned to Ceprodel to obtain credit to buy construction materials. Today, once again, she turns to Ceprodel for support, hoping her loan will come through so she can continue with the renovation of her house in the municiplaity of Condega in the city of Estelí

View original language description ↓

La señora Freydell R. es originaria del municipio de Condega donde se dedica desde hace varios años a laborar fuertemente para llevar el sustento a su hogar de habitación.

Sus esfuerzos han incrementado hoy en día por lo que ha dedicado más tiempo a su trabajo por la razón de que es madre de dos hijos el cual debe de mantener y brindarles las condiciones de vivienda digna por lo que ha acudido a Ceprodel para obtener créditos para la compra de los materiales de construcción. Hoy en día una vez más busca el apoyo en Ceprodel esperando que su crédito sea otorgado y así continuar con la reconstrucción de su casa de habitación en el municipio de Condega de la ciudad de Estelí.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,550
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Freydell Silonem to buy construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 30, 2008
Oct 16, 2008
Currency Exchange Loss:
Jan 15, 2010