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Salwah Group
In this Group: Haifa, Nivine, Salwa
Haifa is the featured borrower of Salwah Group. She joined with the other group members to acquire a loan from Kiva partner Al Majmoua, because they have always been neighbors and friends. Haifa is a 56-year-old, widowed mother of six children, for whom she is the sole breadwinner, since her husband passed away. Haifa has run a small convenience store since 2004. She is well known in her region with special products, and prices she sets to attract new customers, and fulfill her customers’ needs. She works hard to increase her business merchandise with special offer products that attract customers’ attention, and increase her income.

Haifa is acquiring her first loan cycle from Kiva partner Al Majmoua, which she will use to increase her business merchandise with special spring and summer beverages, ice cream and soft drinks.
She is the lady at the center of the picture. As for the other group members, Nivine is the lady at the left, and Salwa is the lady at the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 92
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Salwah Group's $2,500 loan helped a member to increase her business merchandise with special spring and summer beverages, ice cream and soft drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 17, 2014
Apr 15, 2014
Currency Exchange Loss:
Feb 17, 2015