A loan of $1,075 helped to process more airtime and bill payment transactions on a weekly basis.


Icah's story

Icah runs a small stall selling groceries and mobile phone airtime credits. Icah lives in Sukabumi, a semi-urban area about 2.5 hours from Jakarta. Icah is married and living with four people in the family home.

Icah began working with Ruma one month ago because she wanted to increase her income. She feels really excited to expand her business in selling mobile phone airtime credits and servicing bill payments. As the business continues to run, she hopes to get a Kiva loan as working capital in order to do more transactions on weekends



Loan details


Lenders and lending teams




Loan details