Update on DinaraThis is Dinara's second time turning to the Bank "Bai-Tushum" for a loan. She is the leader of the group "Iigilik-3," which consists of herself and 2 other people. With the help of her first loan, Dinara, was able to grow her business to 1 milk cow, 1 calf, 1 horse, and 25 sheep. Dinara also has a 3.0 hectare plot of land, on which she grows beans. With her new loan, Dinara plans to purchase steers and continue to expand her business. Income from this loan will allow Dinara to improve her family's material living conditions, and provide education for her children.
Previous Loan DetailsDinara is the leader of the group "Iigilik - 3". She is 25 years old and raises two children. As the main source of income for her family, Dinara works in animal husbandry and crop farming. She began her business with 15,000 som in 2003 and thanks to persistent work she now has 2 hectares of land... More from Dinara's previous loan »
About Bai Tushum Bank CJSCBai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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