Kibet is a 28-year-old, single man. He describes himself as "creative." He operates a farm, where he grows tea for selling. He has been involved in this business for four years. His primary customers are small-scale. He says his biggest business challenge is insufficient capital.
He will use the KES 30,000 loan to buy a larger stock of tea leaves to resell. He hopes that in the future, he will have a stable business. This is his second loan with SMEP DTM. A previous loan of KES 20,000 was repaid successfully. He will use the anticipated profits to buy tea seedlings to plant.