A loan of $8,500 helped to strengthen his cash flow, providing an adequate cushion for him when clients do not pay on time.


Rodney's story

Rodney has been in the payroll industry for over five years. After the company where he was working went out of business last year, Rodney saw an opportunity to branch off on his own. Many of Rodney’s existing clients admired his work and asked him personally to continue his payroll and consulting services for them. With their support, Rodney became excited to go into business for himself.

Being an immigrant from Guam, Rodney knows what it means to face challenges head on. This “whatever it takes” mentality, along with his experience in payroll and sales, makes Rodney a natural entrepreneur. He likes the freedom and flexibility that comes with having one’s own business and has also been enjoying learning about all the skills necessary to run a business.

This start-up’s main challenge has been maintaining consistent cash flow when clients do not pay on time. Unlike other major companies that have a lot of extra capital, Rodney has little margin in his month-to-month revenue, and one bad month could adversely affect his business.

Rodney will use his $8,500 Kiva loan to strengthen his cash flow, providing an adequate cushion for him when clients do not pay on time.

Currently, Rodney is running a one-man show and plans to keep it that way for a while, entertaining the idea of a small office in the near future. He is already thinking about expanding his services and currently has his eye on Austin, Texas.


Loan details


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Loan details