Currently, Jose Esteban is requesting a loan for the purchase of fertilizers that would allow him to improve the nutrition of his coffee plants, and with which he could obtain better results from the next harvest cycle for the well-being of his family.
Actualmente, José Esteban está solicitando un crédito para la compra de abonos y fertilizantes que le permitan mejorar la nutrición de su cafetal, y con lo que podrá obtener mejores resultados en la cosecha del próximo ciclo agrícola, para el bienestar de su familia.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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