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Gabriel Climaco
Gabriel Clímaco is 58 years old, married, and the father of six children. He has experience as an industrial technician, but he is now retired from that profession. Gabriel later decided to devote his time to coffee farming since he recognized the high earnings potential from this line of work.

His farm measures 18 hectares, of which 16 hectares is used for growing coffee. Gabriel is a Fair Trade and UTZ certified grower. His production from the past three cycles has increased from 260 to 400 quintals (1 quintal = 100 kg) of coffee beans in parchment.

For this cycle, Gabriel is requesting a loan so that he can buy supplies and fertilizers for maintaining his coffee farm. He is confident that the loan will help him to obtain better production. One of his goals is to improve the management of his farm by reinvesting into his business so that it becomes more efficient each time. He would also like to leave the farm as an inheritance for his children.
View original language description ↓
Gabriel Clímaco tiene 58 años de edad, está casado y es padre de 6 hijos, Tiene experiencia como técnico industrial, actividad de la que se jubiló, decidiendo dedicarse posteriormente a la caficultura, ya que reconoce que este rubro tiene un alto potencial económico.

Su finca es de 18 hectáreas de las cuales 16 las ha destinado al cultivo de café. Está certificado por Comercio Justo y UTZ. Su producción en los últimos tres ciclos ha venido incrementándose pasando de 260 a 400 quintales de café pergamino.

Para este ciclo, Gabriel está solicitando un crédito que le permita comprar los insumos y fertilizantes para el mantenimiento de su plantación de café, lo cual está seguro le ayudará a obtener una mejor producción.
Una de sus metas es mejorar la administración de la finca y reinvertir en ella para que esta sea cada vez más eficiente y heredársela a sus hijos.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.


About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 26.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,900 helped Gabriel Climaco to buy supplies and fertilizers for maintaining his coffee farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 1, 2014
Apr 23, 2014
Currency Exchange Loss:
Feb 28, 2015