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Juan José
Juan José is a small producer in the northern zone of Nicaragua. On his small, 1.2 hectare farm, he grows coffee, staple grains, and malanga (taro). On average, he employs two people throughout the year. His coffee is grown on a 3.5 hectare area and is Fair Trade certified.

His goal is to increase his production this season, so he has requested a loan to purchase fertilizer and manure. This will allow him to be sure that he can effectively manage his coffee plantation.

Juan José is certain that the best way to move forward is to work and produce quality goods, which he will continue to do so that he can provide the best quality of life to his family.
View original language description ↓
Juan José es un pequeño productor de la zona norte de Nicaragua. En su pequeña finca de 11.2 Ha cultiva café, granos básicos; y malanga. En promedio genera dos empleos durante el año. El café que produce en un área de 3.5 Ha está certificado por Comercio Justo.

Su meta es incrementar su producción este ciclo, para lo cual está solicitando un financiamiento para la compra de fertilizantes y abonos que le permitan asegurar el manejo adecuado a su plantación de café. Juan José está seguro de que la mejor manera de salir adelante es trabajando y produciendo con calidad, lo cual continuará realizando para brindarle mejor calidad de vida a su familia.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.


About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 26.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Juan José to purchase fertilizer and manure for his coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 8, 2014
Apr 23, 2014
Currency Exchange Loss:
May 17, 2015