A loan of $650 helped to buy footwear and clothing.


Arlindo Alfredo's story

Arlindo is 28 years old and was born in Gaza. He went to school through third grade. He is married and the father of five children, ages two to nine years old. Only the eldest goes to school. In pursuit of work, Arlindo left his family in Gaza and moved to Namaacha, a village on the border with Swaziland.



Arlindo had to interrupt his studies after finishing third grade because of the meager financial situation of his parents, who were poor country folk. As such, he had to start working as a cook in people’s houses. Years later he was contracted by some customs employees who worked at the border in Namaacha, where he moved to take the job. He received 1,850 meticais (MTn) per month while working as a cook. Years later his employers were transferred, and he found employment at a five-star hotel in the village (Hotel Libombos), where he has worked until now. He works 7am to 3pm on the morning shift and 3pm to 10pm on the afternoon shift, earning a monthly salary of 1,800MTn. But because this salary was not enough to cover all his necessities, he decided to open his own business. He acquired a stall at the central market in the village, where he sells clothes he purchases in Swaziland. His best-selling items are nightgowns, shorts, and shirts, which he buys for 55MTn, 120MTn, and 220MTn and sells for 180MTn, 250MTn, and 450MTn respectively. He makes a monthly profit of 4,000MTn. He is able to save 1,500MTn, sends 3,500MTn to his family, and spends 800MTn. In addition to supporting his family, he takes care of three nephews, who live with his wife in Gaza because they lost their father.



This is Arlindo’s second loan with Hluvuku [Kiva’s Field Partner] and his first with Kiva. He used his first loan of 9,200MTn to buy merchandise and requests this second loan of 15,000MTn for the same end. He is confident that he will repay before the due date and will ask for another loan to complete his work in Gaza.

Translator profile picture

Translated from Portuguese by Kiva volunteer April Newman


Loan details


Lenders and lending teams



Loan details