Flor De Naranjo Group
This loan will benefit small business owners such as Sra. Gladys. She says that this is her second loan cycle since joining Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Gladys currently has a handicraft business in which she produces blankets and ponchos. She is knowledgeable about this business because she learned the trade from one of her friends who taught her the art of knitting. Later on, she decided to establish her own independent business so that she could generate an income.
The loan she is receiving now will be used to increase her capital for buying wool in bulk. She acquires her supplies from the distribution stores in the city of El Alto and then uses them to produce what she sells from her retail space. Working in this manner allows her to generate income for sustaining her family. Gladys is married and has five children.
When asked what she likes about Pro Mujer, Gladys says that she enjoys the health seminars that are offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gladys es integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de artesanías en mantas y ponchos; da a conocer que este negocio fue un negocio lo aprendió de una de sus amigas, que le enseño la técnica de tejido, posteriormente decide emprender un negocio independiente con el cual genera recursos económicos.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá en las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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