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Iván is 38 years old. He is a small-scale coffee farmer in the northern region of Nicaragua. He lives with his wife and his eight-month old son in a community in the Jinotega district. He has always worked growing coffee, and he currently produces under the Fair Trade certification criteria.

For this production cycle, this small producer is seeking financing that will allow him to purchase supplies and fertilizers to maintain and harvest his coffee plantations. The proper care that Iván provides to his crops will also allow him to produce a better harvest which will contribute to his ability to improve his family's living conditions by generating more income.
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Iván tiene 38 años de edad, es un productor de café a pequeña escala en la parte norte de Nicaragua. Él vive con su esposa y su hijo de 8 meses en una comunidad del departamento de Jinotega. Siempre se ha dedicado a la caficultura y actualmente produce bajo los criterios de certificación de Comercio Justo.

Para este ciclo productivo, este pequeño productor está solicitando un financiamiento que le permita garantizar los insumos y fertilizantes para el mantenimiento y cosecha de sus plantaciones de café.

El adecuado manejo que Iván le brinde a sus plantaciones contribuirá además a darle una mayor productividad lo cual contribuirá a mejorar las condiciones de su familia a través de la generación de más ingresos.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.


About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 26.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Ivan purchase supplies and fertilizers to maintain his coffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 2, 2014
Apr 22, 2014
Currency Exchange Loss:
Feb 28, 2015