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Carlos Arnulfo
Don Carlos is 45 years old. He is married, has four children, and lives in a village in the municipality of Choloma, Cortes. He works in agriculture, growing basic grains and selling firewood. To obtain other income, he sells merchandise such as clothing and footwear. He makes his sales from his home. He has had seven cycles of loans with the institution in order to maintain his businesses that generate income for him. He is now applying for 15,000 Lempiras to stock merchandise such as clothing and footwear. He has plans to buy another plot of land to raise palms.
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Don Carlos, tiene 45 años de edad, esta casado, tiene 4 hijos y reside en una aldea del municipio de Choloma, Cortes. El se dedica a la agricultura de granos básicos y venta de leña, para obtener otros ingresos vende mercadería como ropa y calzado. Las ventas las realiza en su casa. Lleva 7 ciclos de prestamos con la institución para mantener sus actividades que le generan ingresos, actualmente solicita 15,000 Lempiras para surtir de mercadería como ropa y calzado. Tiene planes de comprar otro terreno para cultivar palma.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.


About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Arnulfo to buy clothing and footwear to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Apr 21, 2014
Currency Exchange Loss:
Apr 18, 2015