Andres Del Carmen
The main challenges for Andrés are pests and diseases, which he is sure will affect the maintenance of his crop. Because of this, Andrew is requesting a loan to buy supplies and pay for labor costs for the maintenance of his coffee, and thus ensure a good harvest for the 2014-2015 cycle.
The goal of Andrés is to increase his coffee area in the short term, as he is sure that coffee is a profitable item that generates currency for the country.
El principal desafío para este pequeño productor son las plagas y enfermedades que afectan el café, las cuales está seguro logrará controlar con el adecuado manejo de sus plantaciones. Para esto, Andrés está solicitando un crédito que le permita garantizar los insumos y la mano de obra necesaria para el mantenimiento de su café, y asegurar de esta forma una buena cosecha para el ciclo 2014-2015.
La meta de este productor es incrementar su área de café en un mediano plazo, ya que está seguro que el café es un rubro rentable, de otra forma, afirma que, el café no sería uno de los principales rubros que genera divisas al país.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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